If you balk at the idea of offering financing because it doesn't seem worth the complexity or time commitment, you may want to reconsider. Programs available through a variety of technology specialty financing organizations and IT distributors make it quick and easy to offer this option to customers.
Using Credit to Boost Sales: Where Solution Providers Can Go for Help - IBM Global Financing
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CHANNEL INSIDER: Use Financing to Boost Sales—The Players
IBM Global Financing
The granddaddy of so-called "captive" finance organizations, IGF is backed by a cash-rich parent company. Like Cisco Capital, IGF will go beyond its own products to finance customer solutions. The IGF partner site offers lots of resources and tools to help you get started making financing an option to offer on every sale.